Report regarding financial obligation for home financing software

To find out how much you owe, evaluate ‘Mijn schulden’ inside Mijn DUO. There are announcements regarding the obligations lower than ‘Mijn berichten’. These may be released away. If you like a statement from obligations getting a mortgage application otherwise taxation go back, in some instances all the info inside Mijn DUO will do.

From the Netherlands, their pupil financial obligation otherwise lifelong understanding credit try taken into consideration when calculating how much you might obtain getting a mortgage. Really mortgage lenders therefore require evidence of so it – particularly, the amount of your own totally new financial obligation. DUO have conformed with lenders as you are able to bring you to evidence by the distribution brand new notice granted at the outset of your own payment stage, saying how much cash you need to repay per month. You will find that it notice inside the Mijn DUO, significantly less than ‘Mijn berichten’.

Which alerts you need to fill in is dependent upon if your repayment phase began. If that is prior to 2017, then you certainly acquired the alerts within the January of the year into the which their payment phase started. Whether it try during the otherwise just after 2017, your acquired they 8 weeks ahead of the start of the your fees phase. Which is usually within the Oct otherwise November. Are you currently repaying a good lifelong understanding borrowing from the bank? Your gotten the brand new notice for the January, following the stop of one’s lifelong discovering credit.

While you are incapable of select the notification into the Mijn DUO, you could consult a copy using the online contact page. You’ll located which from the post within this 14 days.

Even more costs

Perhaps you have generated voluntary most payments? Both, financial organization keep this in mind whenever figuring simply how much you normally obtain. Including, whilst keeps quicker their remaining monthly instalments otherwise since you has cleared the debt completely. Because the research, you need brand new confirmation your obtained even as we processed your own volunteer payment. Or perhaps the notice saying the faster monthly instalment. For folks who paid down by best, you should receive this contained in this step 3 working days. If not, it will take doing two weeks.

If you want a very in depth declaration out of financial obligation, we could elizabeth-send it to you personally into request. But this might be just you can for those who have entered a valid e-mail address inside the Mijn DUO. To protect the privacy, we cannot age-post notifications, messages or any other documents. Including, the consult need to come from the latest e-post target entered for the Mijn DUO.

To help you demand a complete statement out-of personal debt, use all of our on the web contact page. Dependant on your role, you are going to get the pursuing the recommendations:

• your own modern obligations equilibrium in the very beginning of the cost phase.
• your debt balance, including attention accumulated.
• your current interest rate and its age of validity.
• the latest levels of any additional costs generated and their really worth dates.
• your old and you can the monthly instalments, as well as their doing schedules.
• the rest label of your own loans.
• verification from full repayment.

Annual report to possess Dutch taxation authorities

Quite often, you don’t need so you can declare their the scholar loans when processing an income tax return regarding the Netherlands. Hence, we really do not deliver an annual report just like the basic. When you do want to know your existing debt equilibrium, you’ll find it when you look at the Mijn DUO lower than ‘Mijn schulden’. And significantly less than ‘Schuldhistorie’ there was the wide variety your due to the 30 December from earlier decades.

Would you inhabit this new Dutch Caribbean? And also your paid your college student financial obligation? Then you’ll definitely found a yearly declaration.

• the amount a fantastic is over € 3,two hundred when you’re unmarried or maybe more than simply € six,400 when you yourself have a partner, and you will
• the assets inside Field step three (savings and you may financial investments) go beyond the latest exception threshold. Within the 2021 that’s € fifty,100000 to have solitary persons or € a hundred,one hundred thousand to own couples, for the resource go out are .

It’s not necessary to county the beginner financing because the earnings whenever you document a taxation get back. We could, although not online title loans Pennsylvania, give you a public transport report if you would like it for your own report.

When you find yourself unable to sign in Mijn DUO, use all of our on the web contact form instead to inquire of for the annual report.